.legal{background:var(--surface);color:var(--ink);min-height:100vh;font-family:var(--font-body)}.legal .wrap{max-width:820px;margin:0 auto;padding:0 24px}.legal-nav{border-bottom:1px solid var(--border);background:#fff}.legal-nav .wrap{justify-content:space-between;align-items:center;height:68px;display:flex}.legal-nav .brand{align-items:center;gap:10px;display:flex}.legal-nav .brand b{font-family:var(--font-display);color:var(--navy);font-size:18px;font-weight:700}.legal-nav .back{color:var(--navy);font-size:14px;font-weight:600}.legal-nav .back:hover{color:var(--gold-deep)}.legal-head{background:var(--navy);color:#fff;padding:56px 0}.legal-head .eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--gold-bright);font-size:12px;font-weight:700}.legal-head h1{font-family:var(--font-display);letter-spacing:-.02em;margin:12px 0 0;font-size:40px;font-weight:600;line-height:1.12}.legal-head .meta{color:var(--ink-on-navy-2);margin-top:16px;font-size:14px}.legal-body{padding:52px 0 80px}.legal-body section{margin-top:40px;scroll-margin-top:84px}.legal-body section:first-child{margin-top:0}.legal-body h2{font-family:var(--font-display);color:var(--navy);letter-spacing:-.01em;margin:0 0 14px;font-size:23px;font-weight:600}.legal-body h3{color:var(--ink);margin:22px 0 8px;font-size:16px;font-weight:700}.legal-body p{color:var(--ink-2);margin:0 0 14px;font-size:15.5px;line-height:1.75}.legal-body ul{margin:0 0 14px;padding-left:22px}.legal-body li{color:var(--ink-2);margin-bottom:8px;font-size:15.5px;line-height:1.7}.legal-body a{color:var(--navy);text-underline-offset:2px;font-weight:600;text-decoration:underline}.legal-body a:hover{color:var(--gold-deep)}.legal-body strong{color:var(--ink);font-weight:600}.legal-toc{background:var(--surface-2);border:1px solid var(--border);border-radius:14px;margin-bottom:8px;padding:22px 26px}.legal-toc h4{letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);margin:0 0 12px;font-size:12px;font-weight:700}.legal-toc ol{columns:2;column-gap:32px;margin:0;padding-left:20px}.legal-toc li{break-inside:avoid;margin-bottom:6px;font-size:14px;line-height:1.6}.legal-toc a{color:var(--ink-2);font-weight:500;text-decoration:none}.legal-toc a:hover{color:var(--navy);text-decoration:underline}.legal-callout{background:var(--gold-soft);border:1px solid #ebd9a0;border-radius:14px;margin:18px 0;padding:20px 24px}.legal-callout p{color:#5b4b15;margin:0;font-size:14.5px}.legal-contact{background:var(--navy);color:#fff;border-radius:16px;margin-top:16px;padding:28px 30px}.legal-contact p{color:var(--ink-on-navy-2);margin-bottom:8px}.legal-contact a{color:var(--gold-bright)}.legal-contact strong{color:#fff}.legal-foot{border-top:1px solid var(--border);padding:26px 0}.legal-foot .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px 20px;display:flex}.legal-foot span{color:var(--ink-3);font-size:13px}.legal-foot a{color:var(--ink-2);font-size:13px;font-weight:500}.legal-foot a:hover{color:var(--navy)}@media (max-width:620px){.legal-head h1{font-size:30px}.legal-toc ol{columns:1}}